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Occupancy Certificate (OC) in Pune — why it's non-negotiable

No OC means no clean title, no utility connections, no resale, no home loan disbursement. The full explainer.

Legal · 29 May 2026 · 5 min read

No OC means no clean title, no utility connections, no resale, no home loan disbursement. The full explainer.

Why it matters

The OC is the PMC / PCMC sign-off that the building is fit for occupation. Without it: no clean title, banks won't disburse final tranche, utility connections are temporary, and the society cannot be registered. Always link final payment to OC.

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